• Financial Literacy
    Course Requirements

    Grade: 10, 11, or 12
    Prerequisite: None
    Credit Value: 5
    Length of Course: Academic Year

    Course Description

    The Financial Literacy course focuses on preparing students to meet the challenges of managing one’s personal and family resources in the 21st century. Essential foundations of financial planning include the application of knowledge, skills, and ethical values when making consumer and financial decisions. The curriculum examines income and careers, money management, credit and debt management, planning, saving and investing, consumerism, civic financial responsibility, and risk management and insurance. Topics in career development and planning are aligned with the National Standards for Student Counseling (Standard C: Career Development).

    Course Content

    This course will consist of the following units of study:
    Income and Careers Money
    Management Planning and Saving and Investing
    Becoming a Critical Consumer
    Civic Financial Responsibility
    Credit and Debt Management Risk Management and Insurance
    The Entrepreneur
    Success and Failure in a Changing World
    Planning and Marketing the Business

    Course Objectives

    The student will demonstrate the ability to answer in detail the following essential questions:

    How do changing economic and societal needs influence employment trends and future education?
    How are personal budgets developed?
    What factors affect saving and investing?
    Why must the consumer be alert to the possibility of fraud?
    How do spending decisions affect the overall economy?
    What factors affect saving and investing?
    How are assets protected?
    What are the characteristics of lucrative businesses?
    What are the common traits of successful business leaders?
    How are competitive prices for goods and services determined?

    Evaluation Process

    A final average of 65% or better is required to be awarded course credit. Throughout the length of this course, students may be evaluated on the basis of, but not limited to:

    Formative Assessments, such as writing prompts, journals, and portfolios
    Summative Assessments, such as quizzes, tests, and midterm and final examinations
    Performance Assessments, such as projects and presentations

    Specific weights will be determined by course and level.


    Grades will be based on a point system.